Signing up for your “Sears Card” is as simple as taking the plunge and using your new card to make purchases at your local Sears or other Sears-owned stores. It’s that easy, and it’s completely free. This credit card from Sears is the only way to get a rewards program for shopping at your local Sears so sign up today. What you’ll get: If you sign up for your Sears Card, you’ll get several perks. You’ll be eligible for rewards for spending a certain amount and for meeting a variety of other criteria. To get started, you’ll need to create an account on the website. Follow the quick and simple steps to get started. Once you’ve finished your sign up process, you’re good to go and can begin earning rewards. Here’s what you can expect: Rewards are simple and easy to understand. You’ll get points that can be spent on certain things in-store or online. You can find out more about the rewards program when you sign up for your card. Keep reading to discover everything you need to know about signing up for your Sears Card.
What is a Sears Card?
A Sears Card is a rewards card that you can use at any Sears or ceased Sears-owned stores in the United States. The card is exclusively available to those who live in the United States. The card works exactly like a credit card with some notable differences, including free annual fees and no annual black-out date. Here are the main differences between a credit card and a Sears Card: You don’t have to be a customer of Sears to get a Sears Card. You can sign up for one even if you don’t currently have a credit card. Credit cards charge an annual fee. A Sears Card doesn’t. You’ll need to pay off your entire balance before you can start earning rewards. Credit cards let you turn your unspent funds into points. There’s no such thing as a free lunch, though. The annual fee and payment plan are necessary to earn the points that can be used on the card.
What Are the Different Types of a Sears Card?
There are a few different types of a Sears Card. The card works like a debit card, so you can use it to pay for things at the register or on the bill. The card also comes in reward card format, which is only available to those with a credit card. The free version of the card allows you to make one purchase per month, which is called the monthly fee. This is usually waived for those who make a higher amount. The card also comes with a minimum monthly balance of $25. This is the amount needed to charge your card and is usually valid for 30 days. What you can do with the card after the 30 days are up is Unknown, but it’s valid for another year. The cash-back version of the card gives you cash back on every dollar you spend. This is the type you’ll want if you’re looking to make frequent purchases. The cash-back card has a higher annual fee of $95, which is non-refundable.
How to Sign Up for a Sears Card
The first step toward qualifying for a Sears Card is to create an account on the website. Sign up for your card once you’ve got an account, and then log onto your account to see what points and rewards you have left. It’s that simple.These points can be spent on certain things at your local Sears store. Once you’ve accumulated a set amount of points, you’ll be able to redeem them for certain things like gift cards.
When is a Sears Card Free?
The free version of the card is valid just about every month. The cash-back version, however, is only valid during the first 30 days after you sign up. You’ll need to pay the $95 in order to activate the card and earn the points. After the points have been credited to your account, you’re good to go.
How to Manage Your Sears Card
Once you’ve got a handle on how often you want to use the card and how much you want to charge, it’s time to look at how to manage your card. You’ll want to make sure you’re keeping track of how much you owe and paying it off each month. Keeping track of your spending is essential to polished financial management.
How to Get a Sears Card at a Discount
If you’re interested in trying out the rewards program before you sign up for a full-blown account, there are a few ways you can get a discounted card. You can sign up for a cash-back card and then take advantage of the special terms and conditions that allow you to cancel your card within a certain period of time. You can also look for coupons and deals that apply to your card, and then take advantage of those coupons and deals before they expire. The best way to get a discount card is to ask your friends who have the card and ask them how much it is worth to them.
The Bottom Line
The card is easy to sign up for and gives you several benefits for just signing up. You’ll get points that can be used for gift cards and free items in-store, and you’ll have a minimum balance of $25 to use the card.